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Mortgage Lender · CA
Mortgage Lender in California: Los Angeles, San Diego, San Jose & More
California has some of the most competitive real estate markets in the nation. Conforming loan limits in many California counties are higher than the national baseline — up to $1,149,825 in high-cost areas like Los Angeles, Santa Clara, and San Francisco counties — meaning more buyers qualify for conventional rather than jumbo financing.
Down Payment Assistance & Programs in California
CalHFA (California Housing Finance Agency) offers MyHome Assistance for down payment and closing cost help, and the CalHFA Zero Interest Program (ZIP) as a deferred second mortgage. CalVet Home Loans are available for eligible California veterans. HCMG's California-licensed loan officers can assess your eligibility quickly.