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Mortgage Lender · FL
Mortgage Lender in Florida: Miami, Orlando, Tampa, Jacksonville & More
Florida has no state income tax, which increases monthly buying power for relocating buyers from high-tax states. Markets vary widely — Miami-Dade County carries some of the highest median home prices in the Southeast, while Jacksonville and Tallahassee offer more affordable entry points. FHA loan limits in Miami-Dade County are higher than the national baseline due to area median income thresholds.
Down Payment Assistance & Programs in Florida
The Florida Housing Finance Corporation (Florida HLP / Florida Housing) offers down payment assistance through programs like the Florida Assist Second Mortgage and Florida HFA Preferred Grants. Income and purchase price limits apply. HCMG's licensed loan officers in Florida can determine eligibility within minutes.