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Mortgage Lender · VA
Mortgage Lender in Virginia: Virginia Beach, Richmond, Norfolk & More
Virginia's housing market is shaped by two distinct corridors: Northern Virginia (close to Washington DC) commands some of the highest home prices east of California, while Hampton Roads (Virginia Beach, Norfolk, Chesapeake) and Richmond offer more moderate pricing. Northern Virginia buyers in Fairfax, Arlington, and Loudoun counties often require jumbo financing.
Down Payment Assistance & Programs in Virginia
The Virginia Housing Development Authority (VHDA) offers down payment assistance and competitive first mortgage rates for qualifying buyers statewide. Military buyers purchasing near Virginia Beach, Norfolk, or Quantico frequently benefit from HCMG's VA loan expertise — zero down, no PMI.