Terms of Service

Effective date: January 1, 2026

1. Acceptance of Terms

By accessing or using hcmgloans.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

2. Description of Service

Harris Capital Mortgage Group, LLC (NMLS# 1918223) (“HCMG,” “we,” “us,” or “our”) provides informational mortgage estimates and lead generation services through this website. All lending decisions are made by HCMG through a formal application process.

3. Eligibility

This service is intended for US residents seeking mortgage information. You must be at least 18 years old to use this service.

4. Data Submission

By submitting your information, you consent to be contacted by Harris Capital Mortgage Group regarding your mortgage inquiry, subject to your consent choices.

5. Acceptable Use

You agree not to use this website for any unlawful purpose, to submit false information, or to interfere with the operation of our services.

6. Disclaimers

HCMG provides informational estimates only. Nothing on this site is a loan approval, pre-qualification, commitment to lend, or guarantee of any rate or term. All estimates are based on the information you provide and general market conditions. Actual terms depend on a complete loan application, credit review, income verification, property appraisal, and other underwriting factors.

7. Limitation of Liability

To the maximum extent permitted by law, Harris Capital Mortgage Group, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services.

8. Indemnification

You agree to indemnify and hold harmless Harris Capital Mortgage Group, LLC and its officers, employees, and agents from any claims arising from your use of this service or violation of these terms.

9. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law provisions.

10. Contact

Legal inquiries: info@hcmgloans.com · Harris Capital Mortgage Group, LLC · HQ: 6375 S Pecos Rd, Suite 208, Las Vegas, NV 89120 · Branch: 9801 Westheimer Ave, Suite 300, Houston, TX 77032