Privacy Policy

Effective date: January 1, 2026 · Last updated: January 1, 2026

1. Introduction

Harris Capital Mortgage Group, LLC (NMLS# 1918223) (“HCMG,” “we,” “us,” or “our”) operates hcmgloans.com. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website and services.

2. Information We Collect

We may collect the following categories of information:

• Contact information (name, email address, phone number)
• Mortgage-related inputs (price range, income range, credit range, loan goals)
• Usage data (pages visited, time on site, referring URL)
• Device and browser information (IP address, browser type, operating system)

3. How We Use Your Information

• Providing mortgage estimate services
• Connecting you with licensed Harris Capital Mortgage Group loan officers
• Sending SMS and email communications if you have consented
• Improving our website and services
• Complying with legal obligations (RESPA, ECOA, GLBA, state mortgage regulations)

4. SMS Communications

We may send you SMS messages if you provided your phone number and consented to receive texts. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. We do not sell your phone number to third parties. See our SMS Policy for full details.

5. Data Sharing

We do not sell your personal information. We may share your information with:

• Harris Capital Mortgage Group loan officers who will contact you regarding your inquiry
• Service providers who assist in operating our website (under confidentiality agreements)
• Legal authorities when required by law

6. Data Retention

Loan-related data is retained for 7 years per GLBA requirements. Marketing and inquiry data is retained until you opt out or request deletion.

7. Your Rights

You may request access to, correction of, or deletion of your personal information by contacting us at privacy@hcmgloans.com. We will respond within 30 days.

8. GLBA Notice

As a mortgage company, we are subject to the Gramm-Leach-Bliley Act. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information (NPI).

9. Contact