SMS Terms and Conditions

Effective date: January 1, 2026 · Last updated: January 1, 2026

Program Description

Harris Capital Mortgage Group, LLC (NMLS# 1918223) sends SMS text messages to users who have provided their phone number and consented to receive texts regarding:

• Mortgage estimate follow-up and scheduling
• Updates from assigned loan officers
• Product announcements and rate alerts (if opted in)
• General account and application notifications

Program Name: HCMG Mortgage Alerts

Message Frequency

Message frequency varies. You may receive up to 4 messages per month unless additional messages are required to service an active mortgage inquiry.

Message and Data Rates

Message and data rates may apply. Check with your mobile carrier for details on your specific plan.

How to Opt Out, STOP

TO STOP RECEIVING TEXTS: Reply STOP to any message. You will receive one final confirmation and no further messages will be sent.

You may also opt out by:

• Emailing sms@hcmgloans.com with STOP in the subject line
• Calling 888-441-3930
• Updating your preferences at hcmgloans.com

How to Get Help

Reply HELP to any message or contact us at:
Email: sms@hcmgloans.com
Phone: 888-441-3930

Data Use and Privacy

Your phone number will never be sold or shared with third parties for their marketing purposes. See our Privacy Policy at hcmgloans.com/privacy.

Supported Carriers

AT&T, Verizon, T-Mobile, Sprint, US Cellular, Boost Mobile, and other major US carriers. Carrier is not liable for delayed or undelivered messages.

Not for Emergencies

Do not use SMS to communicate emergencies. Call 911.

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