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Harris Capital Mortgage Group · NMLS# 1097168

Hi, I'm Darius.

Chief Lending Officer · Harris Capital Mortgage Group

With more than 14 years in mortgage lending, I help homebuyers, homeowners, and real estate investors make confident financing decisions. As Chief Lending Officer at HCMG, I combine access to multiple lenders with the experience to structure complex scenarios while providing clear answers, consistent communication, and a mortgage strategy built around your goals.

  • Dozens of lenders — best rate for you
  • No call center — your file stays with me
  • No hard credit check · No commitment

Your info routes directly to Darius — no rotation, no call center.

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  • Full PITI breakdown — Principal, Interest, Taxes & Insurance
  • FHA, VA, USDA & Conventional loan types
  • Complete amortization schedule included
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Loan Type

Home price$425,000
Down payment20% = $85,000
Interest rate6.375%
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About Darius

A licensed mortgage professional who puts clients first.

I’ve spent more than 14 years helping homebuyers, homeowners, and real estate investors make confident mortgage decisions. I began my career in mortgage lending at 19 and have worked across nearly every side of the industry, from personally originating loans to building and leading lending teams. Today, I serve as Chief Lending Officer at Harris Capital Mortgage Group.

That experience allows me to do more than simply quote an interest rate. I know how to structure difficult files, compare loan programs across multiple lenders, explain the numbers in plain language, and build a financing strategy around your goals instead of forcing you into a one-size-fits-all loan.

Throughout my career, I’ve helped drive more than $1 billion in mortgage production and have been recognized for my work in mortgage leadership and VA lending. But what matters most to me is how my clients feel throughout the process. You deserve honest answers, consistent communication, and a lender who takes ownership from the first conversation through closing.

I’m based in Huntsville, Alabama, and I’m also a U.S. Army veteran, husband, and father. Whether you’re buying your first home, moving up, refinancing, or building a real estate portfolio, my goal is simple: help you understand your options, make a smart decision, and move forward with confidence.

Specialties

Purchase LoansRefinanceFHA / VAFirst-Time Buyers

📍 Las Vegas · NV

NMLS# 1097168

Your estimated monthly payment
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$2,847/month

Based on $425,000 · 6.5% rate · 20% down

Principal & interest$2,212
Property taxes (est.)$425
Homeowner's insurance$160
HOA$50

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Your bank can only offer you their own products and rates. As an independent mortgage broker, HCMG has access to dozens of lenders and hundreds of loan programs — which means we compare the market for you and find the deal that actually fits your situation, not just what one institution happens to offer this week.

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